How These Terms Apply to Your Account
By creating an account on hargatot, you confirm you have read and accepted these terms in full. They cover how your account is opened and closed, how wallet transactions via DANA, OVO, and GoPay are processed, and what conduct is expected on the platform. Each deposit
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or withdrawal you initiate — whether through an e-wallet or bank transfer — is subject to the transaction conditions stated in the relevant section of these terms. Access to certain features may depend on your region and whether local law in Indonesia permits it; we do
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not extend access where it is not allowed. We may update these terms when our operating conditions change or when applicable rules require it. When that happens, we will post the revised version and the change takes effect from the date shown. Continuing to use your
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account after a change means you accept the updated terms. If you do not accept a change, you should close your account and withdraw your remaining wallet balance before the effective date. Questions about how a specific clause applies to your situation can be directed to
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our support team, available through the channels listed on this page.
Service availability depends on eligible regions and local law. Users should check local rules before opening an account.