Reference

What You Agree to When You Use hargatot

These legal terms set out the rules that apply when you open and use a hargatot account, including how your data is handled, what we expect from you, and how disputes are approached.

Account eligibility rulesDANA, OVO, GoPay wallet conditionsData handling scopeJurisdiction-dependent accessContact paths for policy queries
hargatot What You Agree to When You Use hargatot
HOW WE HANDLE POLICY

Account Security, Data and Your Policy Rights

Your account data is stored with access controls in place. We do not sell personal account data to third parties. Cookie usage on hargatot is limited to session management and security functions — you can adjust cookie preferences through your browser settings at any time. If you are in Jakarta or Surabaya and want to know what data is held on your account, you can submit a data access request via our support email with your account ID.

Data Retention We hold account data for the period your account is active and for a defined period after closure, as required by applicable regulations in eligible regions.
Cookie Policy Cookies on hargatot handle session continuity and security checks. We do not use cookies to build advertising profiles. Browser-level controls let you manage preferences.
Account Security Steps Login uses OTP verification sent to your registered mobile number. If you suspect unauthorised access, freeze your account immediately via the security settings tab.
Requesting Changes To update, correct or request deletion of your account data, contact support with your account ID. We process verified requests within the timeframe local regulations require.
POLICY CONTACT PATHS

Reach Us About Any Legal or Policy Question

If you have a question about how our legal terms apply to your account — whether it concerns your data, wallet usage, or eligibility in your region — our support team handles policy queries through the channels below. We aim to acknowledge policy-related requests promptly and route them to the right team.

Team online

Live Chat

Start a live chat session directly from your hargatot account dashboard. Policy questions are flagged to our compliance team for a detailed written response.

Email Support

Send your legal or policy query to our support email. Include your registered account ID so we can locate your profile and respond with the correct policy context.

In-App Help

Open the Help section inside your hargatot account on mobile or browser. Policy FAQs and direct escalation options are available without leaving your session.

Common Questions About hargatot Legal Terms

These are the questions we get most often about our legal terms, account conditions, and how policy applies to wallet transactions and data rights.

These terms apply to anyone who creates and uses a hargatot account in a region where access is permitted under local law. By registering, you confirm eligibility in your location.

Our core account terms stay the same regardless of which wallet you use. DANA, OVO, and GoPay each have their own provider terms that run alongside ours for payment-specific steps.

Send a data access request to our support email with your registered account ID. We verify your identity against the account before releasing any account data summary.

We post changes to your account notification channel before they take effect. Continuing to use your account after an update is posted means you accept the revised version.

Your data is retained for a defined period after account closure as required by applicable rules in eligible regions. After that period, account data is removed from active systems.

Access depends on local law and is available only where your region permits it. We do not override local legal restrictions, and it is your responsibility to confirm eligibility.
Reference

Legal

Service availability depends on eligible regions and local law. Users should check local rules before opening an account.

Access may be available only where local law permits.