How Our Legal Framework Applies to Your Account
When you create a hargatot account, you accept that these terms govern every interaction — from depositing via DANA or GoPay to withdrawing funds back to your OVO wallet. We do not offer services in regions where local law prohibits it, and it is your responsibility
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to confirm that access is permitted where you are. Your account is personal and non-transferable; sharing account credentials or attempting to operate multiple accounts under one identity is a breach of these conditions. Transactions processed through DANA, OVO, and GoPay are subject to the terms of
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those respective payment providers in addition to ours. Where a conflict arises between a wallet provider's terms and hargatot's conditions, hargatot's terms take precedence on matters directly within our platform's scope. We reserve the right to suspend or close an account if we detect activity inconsistent
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with these terms, including irregular deposit patterns or misuse of wallet verification steps. Changes to these terms are communicated via your registered account notification channel before they take effect. Continuing to use the account after a policy update is posted constitutes acceptance of the revised terms.
Service availability depends on eligible regions and local law. Users should check local rules before opening an account.